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Six Scams That You Will Encounter


After a disaster like a tornado leaves many people with the daunting task of rebuilding, unfortunately, as the rebuilding begins, deceitful contractors descend on the region looking to make a quick buck off victims. Homeowners undergoing the stresses and strains common after losing a home often fall prey to these well-rehearsed predatory schemes, slowing recovery.

Auto Theft

Auto thefts continue to increase nationwide, as they took nearly one million vehicles in 2021, the most seen in the U.S. since 2008. Currently, there is no safe space for cars to be parked. As a result, vehicle owners need to take simple steps to reduce the theft potential. Keep items out of view, roll up the windows, lock the doors, and take your keys with you.

Flooded Vehicles

Following a disaster, keeping damaged cars out of the hands of unsuspecting buyers is a significant focus of the insurance industry. NICB’s VINCheck® helps prevent this from happening. NICB’s VINCheck is a free lookup service provided to the public to determine if a vehicle may have a record of an insurance theft claim and the owner has not recovered, or no one reported it as a salvage vehicle by participating NICB member insurance companies.


Hurricanes often wreak havoc across vast stretches of land, leaving untold homeowners with the daunting task of rebuilding their homes and lives. Unfortunately, following disasters, deceitful contractors descend on the region looking to make a quick buck off victims.


In the U.S., there are more than 4.5 million homes in high-fire-risk areas. And suppose your home gets damaged or destroyed. In that case, we know that deceitful contractors will follow to take advantage of wildfire survivors, looking to take victims’ money and leave without doing any work.


Hailstorms can move through areas with little warning and can create significant damage. However, after hailstorms, dishonest contractors arrive on the scene, trying to earn a quick buck. The schemes shady contractors use adds tens of thousands of dollars to repair costs, money which, in today’s economy, most homeowners do not have.

For more information on fraud, please get in touch with Danielle Naspinski via phone (847-714-2958) or email (

Thank you for your continued support.

Chris Stroisch

National Insurance Crime Bureau